BUSINESS SERVICES
Successful business owners and managers face unique challenges to maintain and grow the enterprise for which they are responsible. Whether the entity is a corporation, partnership or sole proprietorship, issues surrounding earning and human resources can be difficult and complex. GTRUST professionals can provide answers for you.
At GTRUST, we value our client’s business.
- We are responsive to our clients’ needs.
- We take responsibility for solving problems.
- We are accessible to our clients.
Questions may arise about insurance, retirement plans, health savings accounts, or capital growth funds and the subsequent tax impact associated with moving dollars in or out of those areas. The professional strength of the GTRUST team will provide you with in-depth expertise in all the areas that affect your business. Our leadership is based on rigorous academic training and years of seasoned experience. Officers and staff are all highly educated in the fields of business and finance.
We work with you to develop a financial strategy that:
- Meets the needs of your organization.
- Meets the needs of your officers and staff.
- Meets your personal objectives.
- Is good for your company.
- Brings you peace of mind.
• Cash Management
Your business is doing well. You have accumulated cash which needs to be invested. Or maybe you have sold business assets and generated cash that needs to be put to work. GTRUST can help you with your short term and longer term cash management needs.
For short term situations, we will structure portfolios of short term corporate and government notes and bonds. These can be purchased with maturities as short as seven days and as long as one year. This strategy keeps your cash liquid while generating the highest yields available.
For longer term situations, GTRUST constructs portfolios of investments to provide a market rate of income with defensive characteristics to limit market volatility. These portfolios include corporate and government bonds, and in some cases preferred stock, which may have tax-preferenced income.
Look to GTRUST to help you maximize your business resources!
• Employee Retirement Plans
An attractive retirement program is an important competitive tool for all employers. GTRUST is prepared to provide you with services to meet your organization’s specific requirements.
Utilize Professional Investment Management
GTRUST investment professionals are expert financial managers. Our team is ready to assist you with the management of your retirement plan assets.
We can help you design your Employee Retirement Plan package as well as provide administration services and employee education programs. In addition to compliance, administrative and investment services, GTRUST offers peace of mind. As an independent trust company, owned by its officers and directors, we understand the needs of the owner/employer. You will find us accessible and able to furnish information and advice beyond the confines of our specific duties. We want to be your partner in developing a successful retirement plan.
Experience Matters
Our investment team has the experience and knowledge to provide innovative financial solutions. Our goal is to apply those solutions to help your organization succeed. In a highly competitive and rapidly changing world, we’re confident we can provide continued value to your organization year after year.
• Personal Financial Planning
Personal Financial Planning services are becoming increasingly attractive to Key Employees. The dedicated, experienced team of investment professionals at GTRUST can help you elevate the status of your benefit program by providing Fee-Only Personal Financial Planning.
Today’s competitive business environment stresses the importance of attracting, recruiting and retaining exceptional occupational talent. Many employers are rising to the challenge by offering extended benefits to key personnel whose skills and contributions are most valued by the company.
Since sound personal planning can mean the difference between a future that is financially secure or one that is burdened with financial difficulties, personal financial planning services are becoming increasingly attractive to key employees.
GTRUST is prepared to meet with your employees and discuss their life plans. We will talk about their goals and formulate a plan designed to help them realize success. Together we will analyze all the areas in life that impact financial security:
| Tax Preparation | Will (and/or Trust) Execution |
| Tax Planning | Goals and Financial Independence |
| Cash Management | Business Planning |
| Portfolio Analysis | Year-End Tax Planning |
| Insurance Review | Investment Implementation |
| Estate Planning |
NONPROFIT ASSOCIATIONS & FOUNDATIONS
GTRUST successfully manages investment portfolios for both large and small Not-For-Profit associations and foundations. We have the requisite investment proficiency to build and maintain your financial success far into the future, and to help you fulfill the mission of your organization.
• Investment Management
As the Director, President or member of the board of a non-profit organization, association, or foundation, you observe good business practice by setting aside a percentage of earnings to meet operating expenses in a worse case scenario. In addition, you may be further charged with the oversight of funds earmarked for specific purposes.
Executives monitoring endowed funds know they require attentive management to assure stability of the endowment and guarantee the funds are utilized according to the donor’s wishes.
“…The challenge is to manage funds in a manner that maintains their integrity and enhances the mission of the organization.”
GTRUST professionals can help with that challenge. We utilize well-defined and generally accepted parameters to determine the investment level of reserve and targeted funds. By further analyzing the strengths, weaknesses, threats and opportunities for the organization, an appropriate investment strategy is developed that enhances the mission of your organization and frees you to do what you do best – direct the work of the organization and cultivate support.
• Charitable Giving Development
The process of generating funds to fulfill the mission of the organization places great demands on the development executive. The position requires an acute sensibility encompassing strategic planning, budgeting, marketing, and public relations. It further requires the ability to create ways to blend the organization’s interests with outside opportunities.
“…development is the single, largest challenge faced by Not-For-Profit organizations.”
As your reserve fund or foundation manager, GTRUST professionals can enhance your development efforts:
- We will objectively review the development policy to assure the mission of the organization matches your development process.
- We have the requisite knowledge and experience to effectively aid in the development program design.
- We will help you identify key contributors and assist you in cultivating their support by serving in an advisory capacity.
GTRUST is well respected in their industry and the business community at large. We are recognized for corporate excellence fueled by a high level of professional education, vast experience and uncompromising integrity. The high standards observed by all GTRUST officers, directors and employees extend to the communities where we live. Social responsibility is embedded in our corporate culture. GTRUST supports the efforts of several non-profit organizations and our employees consistently give of their time and personal resources to causes important to themselves and the company.
We fully understand our duty and obligation to our community and appreciate the opportunity to help you expand your good works.
