How Do We Charge For Our Services?

Financial planning is an investment. You are not just paying for the work we do, you are paying for the commitment you make to yourself to become financially independent and secure. This commitment extends into everyday life. We offer two distinct fee-only services to our clients.

Financial Advisory service:

We calculate your retainer fee based on family income, income tax complexity and net worth. You pay the first half of your retainer fee when you hire us and the second half approximately halfway through the first year of your engagement with us.

We operate under an open retainer agreement with our clients. This means you are free to call us or schedule a meeting at any time on any financial issue and there will be no additional charge for the extra meeting(s). Our logic behind this arrangement is simple. Each year you have to put your pen down on your checkbook and rehire us. If we have not provided value during the previous year, we do not get rehired. And, we really appreciate getting rehired!

Asset management:

When we manage money for you directly through an account at GTRUST, an asset management fee applies. These fees are deducted on a monthly basis and are calculated based on the market value of the account at the end of the preceeding month. There are no front-end commissions (loads), back-end commissions (loads) or 12b-1 fees charged on the accounts we manage for you.

The bottom line is, the only compensation we receive is paid directly to us by our clients. We accept no commissions or referral fees.